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What is the best used car warranty company?

nicad 12/09/2021 876

Car warranty extension is a way to offset repair costs and give you peace of mind.

With so many vendors and contract options, it's hard to know what to look for when shopping for a used car extended warranty.

Read our buying tips, then learn about our top six used car warranty picks, including our top pick, Endurance.

When you buy a used car, you may not know the full history of its current condition. An extended warranty may be your best hope of reducing repair costs.

After our comparison of six of the best used car warranty companies, we'll walk you through the ins and outs of the best car extender. used car warranty to help you make the best decision for your wallet.

Featured Extended Warranty Companies

We've reviewed the best extended car warranty providers in the industry, and here are our featured picks.

Best overall

Best for used cars

Low cost plans



Select Auto Protect

Get a quote

Get a quote

Get a quote

(866) 990-3410 p>

(866) 950-7122

(860) 294-4933

The 6 Best Used Car Warranty Companies

1. Stamina: best overall

2. CARCHEX: Best for Used Cars

3. CarShield: the most affordable

4. Protecting my car: the best maintenance benefits

5. autopom!: Best customer service

6. Liberty Bell Auto Protect: Best Military Discount

Finding the Best Used Car Warranty Company

Dealer Warranty

Manufacturer's warranty

Third Party Warranty

Used Car Warranty Coverage Options

How to choose an extended car warranty

What to Avoid When Buying an Extended Warranty for Your Used Car

Our Verdict

Why Endurance is our #1 used car warranty company

Get a Free Used Car Warranty Quote

Q&A: Used Car Warranty Companies

The 6 Best Used Car Warranty Companies

Older car owners are twice as likely to spend more than $1,000 on car maintenance and repairs, according to the NPD Group. In 2017, Growing Industry Analysts, Inc. found that cars last longer, including used cars, and that the global aftermarket industry is expected to reach $1 trillion by 2022.

It's no wonder there are so many extended products. car warranty companies. It can be difficult to sift through them all, but we've selected six well-known used car warranty companies and compared their strengths and weaknesses.

Best Used Car Warranty Companies

Our assessment< /p>


Coverage levels

Highest mileage limit


Best Overall

6 levels of coverage

200,000+ miles

Get a quote


Best for used cars

5 level covers

250,000 miles

Get a quote


The most affordable

6 levels of coverage

200,000 miles

Get a quote

protect my car

Better Maintenance Benefits

3 levels of coverage (plus 3 maintenance plan options)

125,000 miles

Get a quote


Best customer service

4 levels of coverage p>

150,000 miles

Get a quote

Liberty Bell AutoProtect

Best military discount

3 coverage plans

140,000 miles

Get a quote

1. Stamina: Best Overall

Years of activity: 15

Better Business Bureau (BBB) ​​rating: C+ (not BBB accredited)

Number of plans: Six levels (supplier direct)

Affordability: Endurance claims to save you up to 60% more than brokers.

Featured Plan: The EnduranceAdvantage plan is best for used vehicles and high mileage vehicles. It can cover vehicles for over 200,000 miles.

Benefits of Stamina

Disadvantages of Stamina

Endurance warranties are honored nationwide at various repair centers.

There aren't many plans to customize to your vehicle's needs.

Endurance is a direct provider, so you won't have any confusion as to who is handling the claim.

Although the Endurance Elite membership is a great perk, it's only included for the first year.

Endurance Elite Membership includes additional benefits like tire repair and replacement.

Best Overall

Get a quote

(866) 990-3410

A Direct Provider of Five Honored Protection Plans at Repair Shops Nationwide

2. CARCHEX: Best for Used Cars

Years of activity: 22

BBB rating: A+ (BBB accredited since 2009)

Number of plans: 5 levels (21 contracts available from suppliers)

Affordability: Monthly payment plans and $0 deductibles are available.

Featured plan: Platinum and Gold plans are best for high mileage cars.

Advantages of CARCHEX

Disadvantages of CARCHEX

Some hedging plans have terms of up to 10 years.

As a broker, there are many different contracts to read to fully understand the terms between providers.

Low or zero down payments and $0 deductibles make CARCHEX an affordable option for budget-conscious car owners.

Coverage for hybrid vehicles is more expensive.< /p>

CARCHEX has an excellent reputation, few customer complaints, and endorsements from Kelley Blue Book, Vehicle Protection Association, Motoring Club, Edmunds, and more.

Best for used cars p>

Get a quote

(866) 950-7122

Top supplier that protects cars for up to 250,000 miles

3. CarShield: the most affordable

Years of activity: 16

BBB:F rating (not BBB accredited)

Number of plans: six levels of coverage and 19 plans (including motorcycle and ATV coverage)

Affordability: monthly plans and $0 deductibles available.

Featured plan: The Diamond plan is the company's most popular because it's comparable to a manufacturer's warranty.

Benefits of CarShield

Disadvantages of CarShield

Monthly contracts allow for flexibility.

Catalytic converters are not covered.

A plan is specifically intended to cover electrical and high-tech features, which can be expensive to repair.

Rental repayments are below average.

The most affordable

Get a quote

(877) 265-5123

Our research found this provider to be the most affordable. Moreover, it offers monthly plans.

4. Protecting My Car: Best Maintenance Benefits

Years of activity: 15

BBB rating: not rated (not BBB accredited)

Number of plans: three plans, plus the Ambassador maintenance plan.

Affordability: Flexible payment terms make monthly payments affordable and deductibles are $100.

Featured Plan: The Supreme Vehicle Service Agreement is the most comprehensive, offering optional coverage for navigation systems.

Protect my car benefits

Protect my car inconvenience

The Ambassador maintenance plan also includes free oil changes and tire rotations. 25 to 50% discount on repairs.

You must wait for repairs to be approved before you can begin. If you need a rental car while you wait, Protect My Car only offers you $30 per day.

Better Maintenance Benefits

Get a quote

(888) 430-0227

A provider that offers maintenance and warranty plans tailored to your needs

5. autopom!: Best customer service

Years of activity: 11

BBB rating: A+ (BBB accredited)

Number of plans: four levels of coverage with 19 plans available

Affordability: After your initial down payment, you have up to two years to pay the remaining balance.

Featured Plans: Exclusion Plans are comparable to original manufacturers' warranties. Some of these warranty options are technical breakdown insurance for customers in Idaho, Oregon, and California.

autopom! Advantages

autopom! Disadvantages

The variety of plans makes it easy to find the right one for your vehicle.

autopom! does not cover luxury brands and limits coverage to Audi, BMW and Mercedes vehicles.

The customer service team acts as an advocate and consultant for customers.

Other providers may be more affordable, as deductibles cost up to $500.

The Powertrain Plus level also includes traditional powertrain coverage options.

Best customer service

Get a quote

(888) 691-2354

Customer service advocates with a variety of plans for your vehicle

6. Liberty Bell Auto Protect: Best Military Discount

Years of activity: 10

BBB rating:B (not BBB accredited)

Number of plans: three levels of coverage

Affordability: Affordable, but you may be required to pay a deposit.

Featured Plan: Platinum Prime is the most comprehensive, including coverage for high-tech electronics and turbo/compressors.

Benefits of Liberty Bell Auto Protect

Disadvantages of Liberty Bell Auto Protect

Packages are transferable.

Platinum Plus only covers one more system than Platinum (steering).

ASE Certified Master Technicians are available to assist you with the claims process.

Customer service hours are limited.

Best military discount


Get a quote

(732) 963-0063

A solid supplier that offers a price match guarantee

Finding the Best Used Car Warranty Company

There are three types of car warranties that you will come across in your search.

Dealer Warranty

The worst case scenario when buying a used car is that it doesn't even make it home. One of the most basic forms of an auto warranty is that provided by the dealership. These usually cover limited repairs and coverage ends a few months or years after purchase or a certain mileage.

Manufacturer's warranty

A manufacturer's warranty or factory warranty is provided at no additional cost. when buying a new car. It covers automotive repairs and replacements due to faulty materials or workmanship. Many of these warranties are transferable to a subsequent owner.

On the other hand, a manufacturer's warranty extension or service contract provides continued coverage for an additional fee. Be aware that while coverage is usually comprehensive, these warranties tend to be more expensive than third-party warranties.

Third party guarantee

This type of extended car warranty can be administered by a broker or company that deals directly with car repairs. A broker will help you choose a coverage plan that we normally see backed by an auto insurance company. In other words, the broker itself is only an intermediary.

As independent used car extended warranty companies are not highly regulated, their reliability varies. Some companies have financial responsibility to respond to claims and some do not, according to the South Carolina Bar Association, so you should check the BBB for customer ratings and complaints.

When your car breaks down, a third-party car warranty extension offsets the repair costs.

Used Car Warranty Coverage Options

Before deciding on a car warranty plan for your used vehicle, you should ask a local repair shop for a health check. You will discover the warning signs or weaknesses that could leave you stuck on the side of the road in the future. Plus, you'll have a better idea of ​​the level of coverage you need.

There are several types of vehicle maintenance contracts, but most companies focus on these few:

Powertrain/Transmission Warranty: This warranty covers the engine, transmission and related components. Powertrain warranties are normally less expensive, as they do not include electrical systems, brake systems, heating/cooling, etc. They tend to last five years or 60,000 miles on average.

Powertrain Warranty Plus: This common warranty plan type includes coverage for powertrain and additional components, such as air conditioning, electrical systems, and fuel systems. This is still a step below full coverage.

Bumper-to-Bumper Warranty: Sometimes called exclusion plans, you'll get a short list of components that aren't covered rather than a list of items that are covered. Bumper-to-bumper coverage is the closest to full coverage offered by many manufacturers. Although more expensive, this protection can mean the difference between a small deductible and a costly repair.

Always read the fine print of a contract before making a decision so that you don't fall victim to certain limitations. Vehicle maintenance contracts often have the following exclusions and limitations:

Mileage limits

Commercial vehicles

Limited choices for local repair shops

Items like brake pads, tires, wiper blades, etc.

Ineligibility for car owners who do not perform routine maintenance

Repairs due to normal wear and tear (covers mechanical failure only) or before-existing conditions

How to choose an extended car warranty

If you think buying an extended car warranty will help you breathe easier, you need to know the criteria for a good coverage plan.

What should you look for in the best used car warranties?

Look for a company's BBB rating to gauge its reliability or view common customer complaints.

Roadside assistance and associated services are included in most extended warranty plans. Make sure these benefits are part of your contract.

Find a service contract that pays for repairs up front rather than paying you back later. Reimbursement can take months in some cases.

Some extended car warranty companies don't allow you to choose your own repair center. Companies that offer more flexibility are a better option.

Look for a service contract with low deductibles, especially if a deductible is required for each repair. Your repair should cost more than the deductible.

Is there a mileage limit on the contract? Some companies offer high-mileage vehicle coverage — the protection your used vehicle probably needs.

Service contracts underwritten by insurance companies are more reliable, so stick to them. Insurance regulations require companies to maintain sufficient financial reserves to pay your claim.

These are all important factors to consider when doing your research. Don't let price be your only determining factor when purchasing an extended car warranty.

What to Avoid When Buying an Extended Warranty for Your Used Car

Just as there are many features to look for in a service contract, there are also red flags to avoid. It can be costly to succumb to the pressure to buy an extended used car warranty right away.

Avoid these warning signs and drawbacks:

Non-transferable guarantees

Examples of contracts that are not readily available

Pressure to buy coverage immediately over the phone

Contracts that do not explicitly explain the complaints process

Suppliers that appear to be a scam and have no online reviews

No choice of repair center or extreme limits when away from home

Contracts that do not allow cancellations or a typical 30-day money-back guarantee

No Roadside Assistance, Rental Reimbursement, Trip Interruption Service, or Towing Reimbursement

Misleading coverage (eg, something that says it covers the engine but excludes most internally lubricated items)

Remember, the most important thing you can do is read the entire contract.

Regardless of the provider, it is important to read your auto warranty agreement to understand exactly what is covered and what is not.

Our Verdict

The best used car warranty companies:

#1 Endurance: Best Overall

#2 CARCHEX: the best for used cars

#3 CarShield: the most affordable

#4 Protect My Car: Top Maintenance Benefits

#5 autopom!: Best customer service

#6 Liberty Bell Auto Protect: Best Military Discount

While endurance is our top recommendation, we encourage you to consider other car warranty providers and obtain quotes for easier comparison. Some providers may be able to provide better coverage at a better price, depending on the age, make and model of your car. Check out our Endurance vs. CARCHEX, CARCHEX vs. CarShield and CarShield vs. Endurance.

If you want to know more, feel free to continue our article on extended warranties for cars over 100,000 miles, where we look at warranty providers for high mileage cars.

Why Endurance is our #1 used car warranty company

After reviewing Endurance's plans and reviews, we believe the provider is a reputable and reputable extended car warranty company. Their outstanding coverage options and benefits are just a few of the reasons they stand out from other providers. The EnduranceAdvantage plan is one of the best options available for used cars.

Not only will you save money on expensive car repairs, but you will also get the following benefits:

Transferable contracts

Tire repair and replacement

Direct payment to repair shops (no waiting for reimbursement)

Full refund if you decide to cancel your contract within the first 30 days

24/7 roadside assistance, trip interruption service, towing and rental car reimbursement

The network of 30,000 mechanics and the flexibility to use smaller repair shops or large chain facilities

Get a Free Used Car Warranty Quote

With Endurance, you can speak to a used car warranty and insurance expert over the phone to answer your questions and get a free quote based on your budget, driving habits and vehicle.

Best Together

Get a quote

(866) 990-3410

Direct Provider of Five Protection Plans Honored in Repair Shops Nationwide

Q&A: Used Ca r Warranty Companies

Q: How much does an extended warranty cost?

A: An auto warranty extension can cost anywhere from a few hundred dollars to several thousand dollars. It depends on the car, plan provider, duration and amount of coverage, deductible and many other factors.

Q: Will my extended warranty coverage start immediately?

A: Most extended warranties only start after 30 days or a certain number of kilometers (usually 1,000 or 3,000).

Q: How do I know if the used car I want to buy is already under warranty? p>

A: When you buy a used car from a dealership, you will usually find a Buyer's Guide sticker on the car. This guide will tell you if the vehicle is covered by a warranty or if it is sold “as is”.

Q: What is an after-sales warranty?

A:An after-sales warranty is from a third-party company. These warranties do not always use original equipment manufacturer (OEM) parts. This shouldn't have any serious effects, but it's not always ideal to have parts that aren't specifically made for your car.

Q: Is AA Auto Protection part of AAA?

A: No. These are separate companies that offer different vehicle services.

Q: What is the difference between a Certified Pre-Owned (CPO) vehicle and another?

A: CPO vehicles may come with a manufacturer's warranty and pre-inspection. Compared to non-certified used cars, you will pay a higher price for these used cars.

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