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Is Subaru's Extended Warranty Worth It? (2021)

nicad 24/11/2021 1701

The manufacturer offers two Subaru extended warranty plans.

These plans are called Extra Security, and they can provide up to 10 years of coverage.

Subaru drivers can also choose from a range of third-party providers to find a wider selection of coverage options and benefits.

Subarus are designed for exploration, and many drivers push them to their limits. A Subaru extended warranty can be a worthwhile investment if you want to get the most out of your vehicle and save on repair costs. However, an extended manufacturer's warranty plan is only one available option.

Third-party extended warranty plans may offer longer coverage and more flexibility. We've reviewed the best extended car warranty companies on the market and will compare Subaru's coverage to that offered by major third-party providers. To find the best deal, click below to get free, no-obligation quotes and start comparing your options.

Featured Extended Warranty Companies

We've reviewed the best extended car warranty providers in the industry, and here are our featured picks.

Best Overall

Best for used cars

Low cost plans

Endurance

CARCHEX

Select Auto Protect

Get a quote

Get a quote

Get a quote

(866) 990-3410

(866) 950-7122

(860) 294-4933

Subaru Extended Warranty Overview

Subaru Extended Warranty Advantages & Disadvantages

Subaru Reliability

Subaru Extended Warranty Cost

Is it smart to buy an extended car warranty?

Other Extended Car Options Warranty Coverage

Subaru Extended Warranty Overview

Subaru's extended warranty is called Extra Security

®, and there are two main plans to choose from: Gold Plus and Classic. With either Subaru warranty, you can get extended vehicle coverage for mechanical breakdown protection for up to 10 years.

Gold Plus

classic

Cover

Covers any mechanical breakdown except for a list of exclusions

Covers engine, transmission, transmission, air conditioning, steering, electrical system and brakes

Franchise

$0 or $100

$100

Contract length

Up to 10years/100000miles or 8years/120000miles

Up to 10 years/100,000 miles or 8 years/120,000 miles

Purchase Eligibility

Before 3 years/36,000 miles

Before 3 years/36,000 miles< /p>

Depending on the dealer, a Subaru Extended Powertrain Warranty may also be available. This plan only covers the engine, transmission and transmission.

Subaru Extended Warranty Advantages & Disadvantages

You get different benefits depending on the plan you choose. The Gold Plus and Classic plans cover towing services and rental car reimbursement. However, the Gold Plus plan adds the benefits of trip interruption benefits and a 24-hour roadside assistance program. Battery starts, tire changes, gas deliveries, lockout services and travel navigation services are all covered.

Trip Interruption Benefit can reimburse you for food and accommodation up to $500 if you have a covered breakdown more than 50 km from my home. These limits are more generous than most extended warranty plans.

Subaru also covers “cause and effect” repairs. If an uncovered part fails and damages a covered part, the second part will be repaired. This type of coverage is not common in the industry. Certain wear components are also covered. The Subaru Extended Warranty may cover gradual reductions in operating performance while other coverage plans may require part failure.

If you decide to sell your Subaru before your warranty expires, coverage can be transferred to the next owner. Or, you can cancel your Subaru Extended Warranty for a pro-rated refund.

It is also good to know the limitations of the Subaru Extended Warranty. Like most protection plans, it doesn't cover everything. Here are some examples of exclusions:

Cosmetic damage

Maintenance items

Accidents and environmental events

Damage due to lack of maintenance or improper use

Wear items like brake pads and hoses

Subaru requires drivers to go to dealerships for repairs, which limits where you can go for coverage. You must also purchase the Subaru Extended Warranty before your factory warranty expires, which means you only have three years or 36,000 miles from the date of purchase of your new car to decide whether a additional coverage is required.

Subaru Reliability

< p>Subaru vehicles are decently reliable, earning a reliability rating of 3.5 stars out of 5.0 from RepairPal, a trusted repair estimate site. However, Subarus needs regular maintenance and you should expect to cover several repairs along the way. RepairPal ranks Subaru 14th out of 32 car brands for reliability.

Subaru owners have a slightly higher risk of serious repairs than the market average. On the other hand, drivers pay an average of $617 per year for maintenance and repairs, slightly less than the industry average of $652. Due to low average maintenance costs, Subaru owners can also find good prices on extended warranties.

You will need to plan for repair costs once the original Subaru warranty coverage expires. Subaru's bumper-to-bumper coverage lasts three years or 36,000 miles, and the powertrain warranty lasts five years or 60,000 miles. This is the shortest warranty period in the industry, and about a dozen other warranties share the same terms, such as the Toyota warranty and the Nissan warranty.

Certified Pre-Owned (CPO) Subarus have powertrain warranty coverage for seven years or 100,000 miles. CPO vehicles are also covered by the remainder of the original bumper-to-bumper warranty if coverage is still available. Drivers have the option of purchasing a Subaru Classic or Gold Plus extended warranty plan to go along with powertrain coverage.

Subaru Extended Warranty Cost

How much does a Subaru extended warranty cost? In short, it depends. The type of coverage, length of warranty, and deductible all affect the price of an extended warranty. Dealerships also set their own prices, so it's a good idea to shop around. Here are some sample prices on the New Motors Subaru dealership site, but you may find different prices at dealerships in your area:

Subaru Extended Warranty Duration

Classic ($100 deductible) p>

Gold Plus ($100 deductible)

Gold Plus ($0 deductible)

5years/60000miles

$1010

$1260

$1460

7years/70000miles

$1280

$1790

$2150

10years/100000miles

$2186

$2690

$2870

Overall, the prices for these car warranty extensions are average. We found that the extended warranty plan costs an average of $2,601, or $636 per year of coverage. Since Subaru extended warranties begin on the vehicle's in-service date, a plan lasting five years or 60,000 miles would add two years or 24,000 miles of coverage to the base factory warranty.

Is it Smart to Buy an Extended Car Warranty?

In some situations, it makes sense to get an extended car warranty. But in others you may not need it. For example, if you are not ready to cover a repair bill of $500 or $1000, it may be better to invest in a vehicle protection plan.

An extended warranty can also help you predict your car budget more accurately, as most providers offer one-time or monthly payment plans. However, if you have a large savings account or plan to sell your vehicle soon, you probably don't need the extra coverage.

Other Options for Extended Automobile Warranty Coverage

In addition to Subaru, you can get plans from several reputable extended car warranty companies. Third-party providers like Endurance, CARCHEX, and CarShield compete on price, coverage, and benefits to win customers, often making their extended warranties cheaper.

Subaru's extended warranty can only last up to 100,000 or 120,000 miles, depending on the plan. Major providers can cover up to 200,000 or 250,000 miles, and a well-maintained Outback can certainly go that far. In addition to longer terms, third-party providers allow you to purchase coverage for older vehicles long after the factory warranty has expired.

The extended manufacturer's warranty also does not include roadside assistance when you purchase the Classic plan. Third-party vehicle maintenance contracts, on the other hand, generally include the same benefits whether you purchase a basic or comprehensive coverage plan.

Warranty companies allow you to go to any authorized repair center for covered repair work, giving you several more installation options than Subaru dealerships alone.

A Subaru extended warranty can be a smart choice for many drivers. To make sure you're buying the right extended warranty for your needs, compare prices from multiple sources. You can get free quotes from our top recommended suppliers by clicking below.

Featured Extended Warranty Companies

We've reviewed the best extended car warranty providers in the industry, and here are our featured picks.< /p>

Best overall

Best for used cars

Low cost plans

Endurance

CARCHEX

Select Auto Protect

Get a quote

Get a quote

Get a quote

(866) 990-3410

(866) 950-7122

(860) 294-4933


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